TECHNOLOGY & SECURITY
Bank-Grade Technology.
Built for Trust.
iPayed™ is built on a secure, scalable, and resilient technology foundation designed to deliver real-time performance, high availability, and uncompromising security across our entire ecosystem.
Proprietary architecture
Cloud-native and serverless
End-to-end encryption
Zero trust security model
Mission-critical reliability
Security at Every Layer
Zero Trust Security
Verify every request.
Protect every transaction.
No implicit trust.
End-to-End Encryption
All data encrypted in transit and at rest using industry-leading standards.
Strong Identity Controls
MFA, biometrics, device validation, and role-based access control.
Fraud Detection 24/7
AI/ML-driven monitoring and real-time fraud prevention.
Compliance by Design
Built to meet or exceed regulatory, privacy, and auditable requirements.
Resilient & Redundant
Multi-AZ architecture, automated backups, and disaster recovery.
Built for Performance and Scale
Our cloud-native platform is engineered to handle millions of transactions per second with ultra-low latency and 99.99%+ uptime.
Serverless microservices architecture
Auto-scaling to meet demand
Real-time processing and settlement
iPayed™ is a financial technology company pursuing regulatory approvals to establish iPayed™ eBank N.A., a proposed national bank. Deposit and payment services are not currently being offered and remain subject to applicable regulatory approvals.


