Patented Innovation. Real-World Impact.
iPayed™ is protected by U.S. Patent No. 10,630,572, covering a groundbreaking system and method for closed loop, open loop, real and near real-time payments.
Proprietary
Architecture
A unique hybrid model that combines closed-loop efficiency with open-loop connectivity.
Real-Time
by Design
Enabling real and near real-time payment processing for a wide range of financial transactions.
Broad
Protection
Covers system architecture, processes, and methods that deliver speed, security, and scalability.
Our Patent at a Glance
What the Patent Protects
Our patent covers a hybrid payment ecosystem that enables:
Closed-Loop
Payments
Instant settlement within the iPayed™ ecosystem.
Open-Loop
Connectivity
Secure connectivity to external payment networks.
Real & Near
Real-Time
Transactions processed in real or near real-time.
System &
Method Claims
Comprehensive protection for our architecture and processes.
Scalable
Infrastructure
Built for high volume, reliability, and future expansion.
Why This Matters
Competitive Advantage — Protects the foundation of our real-time payment system.
Barrier to Entry — Prevents others from replicating our hybrid payment model.
Investor Confidence — Strong IP protection supports long-term value creation.
Global Potential — Designed to scale across markets and use cases worldwide.
Innovation That Solves Real Problems
iPayed™ was built to solve the inefficiencies, delays, and high costs of traditional payment systems.
Lower Costs
Reduces fees for consumers and businesses.
Faster Payments
Delivers real-time settlement and improved cash flow.
Greater Security
Built-in fraud prevention and bank-grade security controls.
Better Access
Expanding financial access for the underbanked.
Protected Innovation.
Powering the Future.
iPayed™ continues to invest in innovation and intellectual property to build the most advanced real-time payments and digital identity platform in the industry.